How Wallet And Account Data Is Used
We collect the account details you submit, including your phone number, verification status and selected account settings. When you use DANA, OVO, GoPay, QRIS, bank transfer or a virtual account, we receive payment references and status results needed to match activity to your account; we do
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not need your wallet password. Device type, browser signals, login time and security events help us identify unusual access and keep sessions connected to the correct account. We may retain records for account security, dispute handling and legal requests, with access depending on local law. Where
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local law permits, you can ask what personal data we hold, request a correction or ask about deletion. This Privacy Policy applies to pen4d pages, account access and support conversations connected with our Indonesia service.
Service availability depends on jurisdiction. Users are responsible for checking local law before access.